Category: Financial Advice

5 Easy Ways to Save on Your Personal Loan Clarkgym5 Comments

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A personal loan can be a great tool to help finance your next big purchase, home renovation, business expansion, a new car or anything else that might require some extra money. Personal loans can vary in amount and type, but they are typically smaller than a mortgage. They can even assist you in saving money when you consolidate a number of other loans into one, thereby often decreasing your interest and simplifying your payments, keep this in mind before you apply for another credit card!

You can also avoid spending more money than you need to throughout the duration of the loan by following these 5 easy money saving tips:

1. Plan Wisely

Research your big investment thoroughly before even applying for a loan. Investigate different sources for your purchase, create a budget and stick to it! When you have confirmed what you think your final loan amount is going to be, use a personal loan calculator to find out what your estimated payments are going to be (they could be weekly, fortnightly or monthly) and whether they are reasonable and fit into your current budget.

2. Optimise your loan

Your personal loan has many different variables, from amount and type…

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